A：Can you lend me fifty bucks?

你可以借我50美元吗?

B：What? Again? Why do you keep running out of money?

什么?又借?你怎么老是缺钱?

A：I guess I don't earn enough.

我想是赚得不够多。

B：No,I think it's how you budget your life, that's the problem.

不，我想是你没有好好计划开支，这才是问题所在。

A：That's my business, not yours.

那是我的问题，不关你事。

B：True enough, until the time comes that you need to take my money.I don't know where you're wasting your money but I think you need to take a look at what's really important.

你说得对，可是每次你来找我借钱，我不知道你是怎么花掉你的钱的，但是你应该想想什么事情真正值得花钱。

A：So how do you survive from pay day to pay day?

那你是怎样度过没有发工资的日子呢?

B：I don't just survive. I put money away as well.I know when I get paid where most of the cash will go, and I stick to my plan. If I follow a budget I don't have any nasty surprises.

我不仅仅“度日”，我还存钱，领了工资后，我知道钱该往什么地方花，而且我坚持这种做法，我遵循一个比较固定的预算。量人为出，这样我就没有你这种麻烦了。

A：I'm not disciplined enough I guess.

我想我无法那么自律。

B：In a few months I'm planning to invest my money into some foreign companies. I think you need to reevaluate your spending habits.

几个月以后我打算把钱投资到一些外国公司去。我想你应该再反省一下你的花钱习惯。